Which term refers to the contribution made by the member after the deductible is met for covered services?

The correct term for the contribution made by the member after the deductible is met for covered services is coinsurance. Coinsurance is a cost-sharing arrangement in which the member pays a certain percentage of the cost for a covered service after the deductible has been satisfied. For example, if a health insurance plan has a coinsurance rate of 20%, once the deductible is paid, the member would pay 20% of the costs of the services while the insurance company covers the remaining 80%.

This term specifically highlights the shared financial responsibility between the insurance provider and the member, depending on the specifics of their health plan. It's distinct from other options, as a deductible refers to the amount that must be paid out-of-pocket before insurance kicks in, while a co-payment represents a fixed fee paid for specific services at the time of receiving care. Out of pocket generally refers to all expenses that the insured must pay in a plan, which may include deductibles, co-payments, and coinsurance, rather than specifying the share of costs after the deductible.